Social Security Death Benefits are paid to widows, widowers, and minor dependents of a deceased eligible worker. This benefit, meant to assist with a family’s financial burden of losing the loved one’s income, is particularly important for young families with children.
Monthly benefit amounts are based on the earnings of the person who died. The more they paid into Social Security, the higher your benefits would be. This amount is a percentage of the deceased’s basic Social Security benefit.
Additionally, a one-time lump-sum death payment of $255 can be paid to the surviving spouse if he or she is living with the deceased; or if living apart, was receiving certain Social Security benefits on the deceased’s record. When there is no surviving spouse, the payment is made to a child who is eligible for benefits.
If you need to report a death or apply for benefits, or have questions about qualifying to receive survivor’s benefits, call 1-800-772-1213.
Additional information is available online at ssa.gov/benefits/survivors.
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